Injured at Work: Texas Workers’ Compensation Insurance Law (for Non-Subscriber Employers)
Sunday, August 23rd, 2009
Generally, if a person in Texas is injured at work, and the employer does not have workers’ compensation insurance, the employee can sue the employer for the injuries. An employer without workers’ compensation insurance is referred to as a “nonsubscriber.” Texas law encourages employers to obtain workers’ compensation insurance and in fact penalizes employers who choose not to do so. If an employer has appropriate insurance, the employer can only be sued for injuries in very narrow circumstances. However, if an employer chooses not to obtain workers’ compensation insurance, then the employer can usually be sued by an employee for all injuries occurring at work. Moreover, an employer without workers’ comp waives, or gives up, its defenses to an injury lawsuit. You can search for an employer and find out if it has workers’ compensation insurance here -
August 28th, 2009 at 2:43 pm
Nice resource there. It seems that, in the long run, simply acquiring decent workers comp insurance is the smarter way to go.
Although I don’t want to see companies bullied into it, I suppose it’s better for the employees ultimately.